https://fairwayfunding.biz/blog daily 0.75 2024-08-16 https://fairwayfunding.biz/blog/legally-bypassing-the-irs-moratorium-on-erc-claims monthly 0.5 2023-12-21 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/8d8e362a-a339-40c4-9530-9200e485462e/an-african-businesswoman-holds-a-brown-envelope.jpg Blog - Legally Bypassing the IRS Moratorium on ERC Claims - Claiming Your ERC Funds Now As mentioned in our previous post, Assistance Claiming Your Employee Retention Credit, Fairway Funding has partnered with a firm of accredited and reputable taxation attorneys and accountants, helping small businesses access their funds sooner. Does Your Business Qualify for the ERC? If you answer yes to the following questions, your business may be eligible for the ERC. · Does your business have 500 or less employees? · Was your business at least partially closed due to a government order? · Did your business’s revenue drop by 20% or more during any quarter in 2021? https://fairwayfunding.biz/blog/assistance-claiming-your-employee-retention-credit monthly 0.5 2023-12-18 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/a55396df-7d11-403c-bee9-1b1133a41aa6/letters-of-the-alphabet-erc-or-with-the-word-employee.jpg Blog - Assistance Claiming Your Employee Retention Credit - What Is the ERC? The Employee Retention Credit (ERC) – sometimes called the Employee Retention Tax Credit or ERTC – is a refundable tax credit for businesses and tax-exempt organizations that had employees and were affected during the COVID-19 pandemic. ERC Qualification Generally, businesses and tax-exempt organizations that qualify are those that: · Were shut down by a government order due to the COVID-19 pandemic during 2020 or the first three calendar quarters of 2021, or · Experienced the required decline in gross receipts during the eligibility periods during 2020 or the first three calendar quarters of 2021, or · Qualified as a recovery startup business for the third or fourth quarters of 2021 -IRS.gov Additionally, your business must employee at least four 1099 contract workers. https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/23eabd4a-4987-42ab-af02-a352f6aace6d/united-states-irs-check-and-envelope-resting.jpg Blog - Assistance Claiming Your Employee Retention Credit - How Can I Claim My Employee Retention Credit? How Can I Claim My Employee Retention Credit? The IRS offers eligible businesses up to $5,000 per quarter per employee for 2020 and $7,000 for 2021. Therefore, the halted approval process is potentially blocking you from receiving over $25,000 per full-time employee, which your business could utilize now. Did you know the average ERC for US small businesses is more than $100,000? If your business qualifies, our firm of tax attorneys and CPAs will underwrite and pay out your credits through a hedge fund, invoicing the IRS once the halt is lifted. https://fairwayfunding.biz/blog/what-is-a-bolt-sba-loan monthly 0.5 2024-08-16 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/849cfa3e-2ffa-4961-a684-4d7a9245e4b4/business-colleagues-shaking-hands-on-deal.jpg Blog - What Is a lightning Sba Loan? - Lightning SBA Loan Eligibility Requirements BOLT loan eligibility requirements are straightforward and relatively easy to meet. · Your small business has been in operation for at least two years · Your business generates a minimum of $150,000 in annual revenue · You have a minimum FICO score of 700 Lightning SBA Loan Benefits BOLT SBA loans offer various benefits for small businesses, including: · Approval in 10 days or less · Backed and insured by the US Small Business Administration · Low interest rates · 10-year repayment terms · Minimal paperwork https://fairwayfunding.biz/blog/small-business-loans-for-the-health-and-wellness-industry monthly 0.5 2023-12-04 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/194443bf-1feb-434f-90a0-beb49ecb92b7/mature-couple-doing-strength-training-with-personal-trainer.jpg Blog - Small Business Loans for the Health and Wellness Industry - Health and Wellness Businesses We Help to Secure Funding Fitness Studios · Gyms · Yoga Studios · Pilates Studios · CrossFit Gyms Personal Training Services · Individual Personal Trainers · Group Personal Training Wellness Coaching Services · Holistic Wellness Coaches · Nutrition Coaches Health and Wellness Spas · Day Spas · Wellness Retreats Massage Therapy Studios · Massage Clinics · Sports Massage Studios Nutrition and Diet Centers · Nutrition Counseling · Diet Planning Services Mindfulness and Meditation Studios · Mindfulness Classes · Meditation Centers https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/e5833b5c-18f4-4e21-a6cd-9442f5c65c30/young-woman-in-sports-store-buys-yoga-and-fitness.jpg Blog - Small Business Loans for the Health and Wellness Industry Alternative Medicine Practices · Acupuncture Clinics · Herbal Medicine Practices Physical Therapy Centers · Orthopedic Physical Therapy · Sports Rehabilitation Centers Holistic Health Centers · Holistic Health Clinics · Integrative Health Centers Weight Loss Centers · Weight Management Clinics · Bariatric Centers Fitness Equipment Sales and Rentals · Sales of Exercise Equipment · Equipment Rental Services Fitness Apparel and Merchandise Stores · Athletic Wear Shops · Wellness Merchandise Stores Holistic Nutrition Stores · Nutritional Supplements Retailers · Organic Health Food Stores Technology-Based Health Services · Health and Fitness Apps · Virtual Wellness Platforms https://fairwayfunding.biz/blog/is-my-credit-score-too-low-to-receive-funding monthly 0.5 2023-11-20 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/3778bb1b-270c-471a-9061-4f22eefcc567/cropped-view-of-businessman-holding-paper.jpg Blog - Is My Credit Score Too Low to Receive Funding? Merchant Cash Advance Merchant cash advances typically require a minimum credit score of 500. Learn More: Merchant Cash Advances For Small Businesses Accounts Receivable Financing Accounts receivable financing generally requires a minimum credit score of 500-530. Learn More: Accounts Receivable Financing For Small Businesses Equipment Financing Many lenders will consider your business eligible for equipment financing if you have a credit score of at least 520. Learn More: Growing Your Business With Equipment Financing SBA Microloans SBA microloans require a minimum credit score of around 620, which is still very reasonable. Learn More: SBA 101 – Small Business Microloans https://fairwayfunding.biz/blog/the-sba-504-loan-program monthly 0.5 2023-11-15 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/44a5ccdd-025a-4841-ab59-66cbe60e9f91/builder-with-businesswoman-at-the-construction-site.jpg Blog - The SBA 504 Loan Program - What Is the 504 Loan Program? The 504 Loan Program provides long-term, fixed rate financing for major fixed assets that promote business growth and job creation. 504 loans are available through Certified Development Companies (CDCs), SBA's community-based partners who regulate nonprofits and promote economic development within their communities. CDCs are certified and regulated by SBA. The maximum loan amount for a 504 loan is $5.5 million. For certain energy projects, the borrower can receive a 504 loan for up to $5.5 million per project, for up to three projects not to exceed $16.5 million total. https://fairwayfunding.biz/blog/should-i-wait-to-apply-for-a-small-business-loan monthly 0.5 2023-11-09 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/01556ca2-bebb-49a0-af88-ada7e6ca9aaf/young-happy-business-lady-working.jpg Blog - Should I Wait to Apply for a Small Business Loan? - The Benefits of Applying for a Small Business Loan Today Increased Loan Eligibility Securing a loan while your business is in a solid financial position exponentially increases your chances of approval. Lower Risk Profile Lenders assess the risk associated with lending to your business. When your financials are healthy, you present a lower risk, making it easier to secure the loan. Credit Score Advantage A proactive loan application allows you to take advantage of a higher business credit score, positively influencing lenders' decisions. Positive Cash Flow A robust and positive cash flow statement appeals to lenders, indicating your business's ability to repay the loan. Reduced Debt Load Lowering existing debt obligations improves your debt-to-equity ratio, boosting your small business loan eligibility. Business Stability Proactive loan applications demonstrate your business's stability, making it more attractive to lenders. Loan Amount Flexibility Proactive loan applications can provide access to a higher loan amount, allowing for more extensive growth or investment opportunities. Negotiating Leverage A strong financial position can provide leverage for negotiating better loan terms, such as interest rates and repayment schedules. Faster Approval Process Your business loan application is more likely to move swiftly through the approval process due to the strength of your financial documentation. https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/3ef17608-750d-43b6-8edf-a66dc53a282a/happy-business-colleagues-using-smart-phone.jpg Blog - Should I Wait to Apply for a Small Business Loan? Proactive Financial Planning Preemptive loans enable proactive financial management and strategic planning for business growth. Interest Rate Advantage You may qualify for more favorable interest rates when your business is in good financial health. Business Expansion Access to additional funds allows for immediate expansion, seizing growth opportunities as they come. Financial Resilience Having funds readily available can help your business weather unexpected financial setbacks. Strategic Investment Opportunities Funds can be strategically invested in areas like marketing, technology, or equipment for improved profitability. Diversified Capital Sources Reduces reliance on personal funds, spreading financial risk. Maintained Cash Flow A proactive loan approach can help maintain healthy cash flow during growth phases. Improved Credit Profile Timely loan repayment can enhance your business's credit profile. https://fairwayfunding.biz/blog/sba-backed-bolt-loans-for-small-businesses monthly 0.5 2024-08-16 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/3753f24e-f110-40d7-b1e1-cd4ea0d5554b/bolt-loan.jpg Blog - SBA-Backed lightning Loans for Small Businesses - The Advantages of lightning Loans BOLT loans are not only fast, but they provide additional benefits, including: · Single-digit interest rates · Insured and backed by the SBA · Less paperwork required · 10-year repayment terms Is a lightni SBA Loan Suitable for My Business? If you answer yes to any or all of the following questions, a BOLT loan may be a perfect fit for your business. 1. Has your business been in operation for a minimum of two years? 2. Do you bring in $150,000 or more in revenue annually? 3. Is your FICO score at or above 700? https://fairwayfunding.biz/blog/small-business-loans-for-home-healthcare-services monthly 0.5 2023-10-20 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/e98007fc-00bc-4ae5-a0e2-c83f07c16f3e/home-healthcare-nurse-physical-therapy-with-senior.jpg Blog - Small Business Loans for Home Healthcare Services - Utilizing Small Business Loans for Home Healthcare Services Expansion of Services Invest in expanding the range of healthcare services offered to clients, such as adding specialized care or therapies. Technology Upgrades Acquire and implement advanced healthcare technology, electronic health record (EHR) systems, and telemedicine solutions to improve patient care and record-keeping. Medical Equipment Purchase or upgrade medical equipment and devices for patient care, monitoring, and treatment. Marketing and Promotion Invest in marketing and advertising campaigns to reach a wider audience and attract new clients. Patient Records Management Improve data security and compliance by investing in electronic patient record systems and cybersecurity measures. https://fairwayfunding.biz/blog/grow-your-business-without-tapping-into-your-own-funds monthly 0.5 2023-10-12 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/d93194c0-9ef7-43a7-ad78-d580698711e0/engineer-working-in-container-storage-yard.jpg Blog - Grow Your Business Without Tapping Into Your Own Funds - The Power of Small Business Loans The benefits of small business loans vary depending on the type of business you run. Here are a few examples of the advantages small business loans have over using your own cash. Leasing Equipment Opting for equipment leasing instead of buying can conserve capital, enabling you to invest those funds in revenue-generating activities. Inventory Expansion Financing additional inventory with loans or credit lines allows you to benefit from bulk purchase discounts and meet increasing customer demand without tying up your capital. Franchise Opportunities A small business loan can provide the initial capital needed to develop and launch franchise locations, diversifying revenue streams if you're considering expanding your business through franchising. https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/6610a10f-13e2-4d9d-84c1-5d1b760b123f/business-growth.jpg Blog - Grow Your Business Without Tapping Into Your Own Funds Scaling Possibilities Small business loans can support scalable growth, enabling you to invest in areas like marketing, technology, or staff to meet increased demand. Risk Management Borrowed funds can help mitigate risks associated with using your personal savings, especially in industries with high uncertainty. Competitive Edge Access to additional capital can give your business a competitive edge, allowing you to invest in marketing, research, and development. Business Stability Loans provide a safety net, ensuring your business can continue to operate and meet financial obligations during challenging times. https://fairwayfunding.biz/blog/small-business-loans-for-doctors-offices monthly 0.5 2023-10-09 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/d7d96d8e-a363-4057-9cd1-32009be5e26f/smiling-professional-doctor-works-in-clinic.jpg Blog - Small Business Loans for Doctors’ Offices - The Benefits of Small Business Loans for Doctors’ Offices Enhanced Patient Care By investing in advanced equipment and expanding services, doctors' offices can provide more comprehensive and higher-quality patient care, improving health outcomes. Patient Satisfaction Improved facilities, patient amenities, and a better overall experience can result in higher patient satisfaction, which, in turn, can lead to positive reviews and referrals. Operational Efficiency Streamlined operations using the latest technology and software can reduce administrative burdens, allowing healthcare professionals to focus more on patient care. Professional Development Ongoing education and training for staff can lead to a more knowledgeable and skilled healthcare team, which benefits both patients and the practice. https://fairwayfunding.biz/blog/what-is-a-term-loan monthly 0.5 2023-10-02 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/38c87167-7ef6-4277-b72f-f22c59f6d98d/congratulations-your-loan-is-approved.jpg Blog - What Is a Term Loan? - The Benefits of a Term Loan for Small Businesses Predictable Repayment Term loans come with fixed monthly payments, making it easier for businesses to budget and plan for repayment. Longer Repayment Terms Term loans typically offer extended repayment periods than other loans, allowing for lower monthly payments. Lower Interest Rates Term loans often have lower interest rates than short-term loans or credit lines, reducing the overall cost of borrowing. Flexible Use of Funds Businesses can use term loan funds for various purposes, such as expansion, equipment purchase, debt consolidation, or working capital. Structured Financing Term loans provide structured financing, helping businesses fund specific projects or investments. https://fairwayfunding.biz/blog/sba-101-small-business-microloans monthly 0.5 2023-12-21 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/dcc12ff5-0636-4943-bd4c-a6279dd947f2/bartender.jpg Blog - SBA 101 – Small Business Microloans What Is a Microloan? The microloan program provides loans up to $50,000 to help small businesses and certain not-for-profit childcare centers start up and expand. The average microloan is about $13,000. SBA provides funds to specially designated intermediary lenders, which are nonprofit community-based organizations with experience in lending as well as management and technical assistance. These intermediaries administer the Microloan program for eligible borrowers. How Do I Use a Microloan? Microloans can be used for a variety of purposes that help small businesses expand. Use them when you need less than $50,000 to rebuild, re-open, repair, enhance, or improve your small business. Examples include: · Working capital · Inventory · Supplies · Furniture · Fixtures · Machinery · Equipment Proceeds from an SBA microloan cannot be used to pay existing debts or to purchase real estate. -SBA https://fairwayfunding.biz/blog/small-business-loans-for-dentist-offices monthly 0.5 2023-09-21 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/746137ec-e9b8-47aa-8266-0acb66097886/portrait-of-smiling-dentist-in-dentist-s-office.jpg Blog - Small Business Loans for Dentist Offices - How Can Dentist Offices Utilize Small Business Loans? · Equipment Purchase: Acquiring or upgrading dental chairs, X-ray machines, sterilization equipment, etc. · Technology Upgrades: Implementing digital record systems, appointment scheduling software, and telehealth tools. · Renovations: Remodeling the office space for a more modern and comfortable patient experience. · Marketing and Advertising: Launching campaigns to attract new patients and promote services. · Staff Training: Investing in ongoing professional development for dentists and staff. · Expanding Services: Introducing new specialized treatments or procedures. · Inventory Purchase: Stocking up on dental supplies and materials. · Working Capital: Covering operational expenses like payroll and rent. · Emergency Funds: Having reserves for unexpected repairs or disruptions. · Patient Amenities: Creating a welcoming waiting area with amenities like reading materials or beverages. · Compliance and Licensing: Ensuring all licenses and certifications are up to date. · Debt Consolidation: Combining existing debts for easier management and potentially lower interest rates. · Telehealth Infrastructure: Setting up virtual consultation capabilities. · Environmental Upgrades: Incorporating eco-friendly practices and technologies. · Community Outreach: Supporting local health and wellness initiatives. · Insurance Premiums: Paying for malpractice or liability insurance coverage. · Custom Dental Software: Developing tailored software for patient records and appointments. · Mobile Dental Services: Creating a mobile unit for remote or underserved areas. · Partnerships: Collaborating with other healthcare providers for comprehensive patient care. · Dental Hygiene Programs: Establishing educational initiatives for oral health awareness. · Patient Comfort: Investing in amenities like noise-cancelling headphones or relaxation techniques. https://fairwayfunding.biz/blog/accounts-receivable-financing-for-small-businesses monthly 0.5 2023-09-18 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/5d3c145a-add7-4f64-a2d0-b7b174ccfde2/young-woman-working-with-computer-while-consulting.jpg Blog - Accounts Receivable Financing for Small Businesses The Benefits of Accounts Receivable Financing for Your Small Business · Improved cash flow · No new debt · Reduced administrative burden · Access to working capital · Credit risk mitigation · Quick and easy access to funds · Flexibility in funding specific invoices · Helps maintain business operations · Supports growth and expansion · Can help bridge seasonal fluctuations · Less restrictive than traditional loans · Potential for volume discounts https://fairwayfunding.biz/blog/am-i-eligible-for-a-small-business-loan monthly 0.5 2023-09-12 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/ec10faac-aa8a-42b9-b178-fabd14497ae8/african-american-man-using-smartphone-and-credit-card.jpg Blog - Am I Eligible for a Small Business Loan? - Merchant Cash Advance Eligibility Requirements This financing option enables small businesses to borrow against future credit card sales. Depending on the lender, merchant cash advance eligibility requirements differ in various aspects. Generally, the minimum qualifications for a merchant cash advance ensure that you have been in business for at least one year, make at least $50,000 in revenue annually, and have a minimum credit score of 500. Merchant cash advances provide several advantages to small businesses, including: · Flexible repayment plans · Additional advances may be available in the future · No collateral required · No wasted time filling out extensive financial documents · Provides a continuous cash flow · High approval rates Learn More: Merchant Cash Advances for Small Businesses https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/191c3955-7ac8-45f0-a585-71a7c694e34d/small-home-business.jpg Blog - Am I Eligible for a Small Business Loan? - Business Line of Credit Eligibility Requirements A business line of credit can generally provide small businesses with $5,000 and $250,000 in funding. The longer you have been in business, the more likely you are to be eligible for a business line of credit; however, many lenders provide funding for companies operating for six months. Additionally, your business may qualify for a business line of credit with a credit score that is below average. A business line of credit provides various benefits to small businesses, including: · You are only charged interest on the amount of credit you use · Many business lines of credit do not require collateral · Provides on-demand access to funds · Provides a revolving, flexible payment structure https://fairwayfunding.biz/blog/what-is-a-business-line-of-credit monthly 0.5 2023-08-28 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/6326178e-b38c-43b5-9416-38c58b2a2766/portrait-of-young-female-small-business-owner.jpg Blog - What is a Business Line of Credit? The Advantages of a Business Line of Credit · Flexibility · Working Capital Management · Emergency Funds · Customizable Borrowing Limits · Fast Access to Funds · Lower Interest Costs · Revolving Credit · Build and Improve Credit · Seamless Integration · Take Advantage of Opportunities · Seasonal Cash Flow Support · No Collateral Required · Improves Vendor Relationships · Builds Financial Stability https://fairwayfunding.biz/blog/small-business-administration-loans-the-7a-loan-program monthly 0.5 2023-08-24 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/1b66e276-7685-4716-9311-090d1a8e4049/small-business-loan-form-concept.jpg Blog - Small Business Administration Loans – The 7(a) Loan Program Am I Eligible for a 7(a) Loan? To be eligible for 7(a) loan assistance, businesses must: · Operate for profit · Be considered a small business, as defined by SBA · Be engaged in, or propose to do business in, the United States or its possessions · Be able to demonstrate a need for a loan · Use the funds for a sound business purpose · Not be delinquent on any existing debt obligations to the U.S. government · Be creditworthy and reasonably assure repayment of the loan -SBA https://fairwayfunding.biz/blog/merchant-cash-advances-for-small-businesses monthly 0.5 2023-08-17 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/00f7d517-593b-482e-90e9-d98d7ceca1ac/young-couple-paying-female-sales-assistant.jpg Blog - Merchant Cash Advances for Small Businesses The Benefits of Merchant Cash Advances for Small Businesses · Fast and Convenient Access to Funds · No Collateral Required · Flexible Repayment · Minimal Impact on Credit Score · Use Funds as Needed · High Approval Rates · Continuous Cash Flow · Seasonal Business Support · Ability to Secure Additional Advances · Transparent Terms · No Need for Extensive Financial Documentation · Business Growth Opportunities https://fairwayfunding.biz/blog/small-business-marketing-maximize-your-roi monthly 0.5 2023-08-11 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/db017ff1-f0a3-4902-940d-7613aaf09b4f/demographics.jpg Blog - Small Business Marketing – Maximize Your ROI Customer Demographics Identifying your customer demographics is a good starting point, providing valuable data that will enable you to further understand your target market. There is a wide range of customer demographics, and some of the primary data points include: · Age · Gender · Location · Education level · Household income · Marital status · Occupation · Ethnicity or race · Language preferences · Family size · Homeownership status https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/4989397a-a7a4-4063-9e84-cbd012f89f39/team-creating-digital-marketing-strategy.jpg Blog - Small Business Marketing – Maximize Your ROI Digital Marketing Digital marketing allows businesses to reach potential customers on various digital platforms. Additionally, social media platforms like Facebook gather hundreds, if not thousands, of data points on their userbase; and Facebook Ads allow you to create and target niche audiences using that data. There are several digital marketing tactics, including: · Social media marketing · Email marketing · Search engine optimization (SEO) · Pay-Per-Click (PPC) advertising · Influencer marketing Each digital marketing tactic has unique advantages. Tracking and analyzing the results is extremely important as you continue implementing digital marketing campaigns. Use that data to update your future campaigns, increasing the likelihood of their success. https://fairwayfunding.biz/blog/growing-your-business-with-equipment-financing monthly 0.5 2023-08-01 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/097f054c-279e-4de7-a14a-71111982aee2/businessman-hand-holding-a-pen-to-taking-notes.jpg Blog - Growing Your Business With Equipment Financing Flexible Financing Terms Equipment financing terms can often be tailored to match the unique needs of your business. These personalized financing solutions align with potential budget constraints and growth plans. Additionally, equipment financing repayment plans allow you to pay the loan off during the useful life of the equipment. Certain equipment financing agreements offer small businesses the option to upgrade to more advanced equipment at the end of the initial financing term. https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/72a5bdaf-0680-46bf-b650-85fcd6cda252/small-business-owners-couple.jpg Blog - Growing Your Business With Equipment Financing Equipment Financing Through Fairway Funding At Fairway Funding, our network of trusted lenders gives all types of small businesses easy access to customizable equipment financing options. Contact us today so we can begin matching you with the ideal lender for your business. https://fairwayfunding.biz/blog/small-business-loans-for-auto-repair-shops monthly 0.5 2023-08-01 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/efeef644-b519-4d1e-9220-814e0f467fe3/shot-of-a-woman-talking-to-a-mechanic-in-an-auto-repair-shop.jpg Blog - Small Business Loans for Auto Repair Shops - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://fairwayfunding.biz/blog/small-business-loans-for-hvac-contractors monthly 0.5 2023-08-01 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/c909c5b9-7069-4cc0-b7e8-da1b7c5661d6/hvac-technician-with-his-toolbox.jpg Blog - Small Business Loans for HVAC Contractors HVAC Contractor Funding Nearly all types of small business loans can be applicable to HVAC contractors, including: · Term loan · Equipment financing · Accounts receivable financing · Merchant cash advance · Business line of credit · SBA loans Learn More: The Different Types of Small Business Loans https://fairwayfunding.biz/blog/small-business-loans-for-restaurants monthly 0.5 2023-08-01 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/87a768a0-8689-4a74-bc35-67f2b926ca8a/at-a-restaurant.jpg Blog - Small Business Loans for Restaurants Does Your Restaurant Need a Small Business Loan? There are a variety of reasons your restaurant may require funding, including: · Kitchen equipment · Renovations and interior design updates · Staffing and training · Inventory and supplies · Marketing and advertising · Licensing and permits · Technology (e.g., online ordering capabilities) · Signage and branding · Safety and sanitation upgrades · Specialty menu ingredients https://fairwayfunding.biz/blog/small-business-loans-for-startups monthly 0.5 2023-06-30 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/4ab6b48c-be17-4767-8cd7-eeaeda56216e/young-mover-unpacking-boxes-in-new-restaurant.jpg Blog - Small Business Loans for Startups - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://fairwayfunding.biz/blog/commercial-financing-for-small-to-medium-sized-businesses monthly 0.5 2023-06-26 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/95a36d2a-8a5f-4051-a9fa-d192ade782ee/commercial-financing.jpg Blog - Commercial Financing for Small to Medium-Sized Businesses - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://fairwayfunding.biz/blog/getting-a-small-business-loan monthly 0.5 2023-12-21 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/1686337247407-QE0JV8FD66J207EGB30Q/young-contemporary-female-owner-of-small-business.jpg Blog - Getting a Small Business Loan How Can I Get a Small Business Loan? Small business loan stipulations depend on various factors, including but not limited to: · Lender policies · Borrower credit · Revenue · Purpose of the loan · Loan amount · Time in business · Industry https://fairwayfunding.biz/blog/the-different-types-of-small-business-loans monthly 0.5 2023-12-21 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/631c8afd-319e-4dee-9899-8a2354151694/businesswoman-or-accountant-working-financial-investment.jpg Blog - The Different Types of Small Business Loans - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/03ea0447-2bf9-4c93-9080-46b3ea77f031/waitress-swiping-credit-card-on-pos.jpg Blog - The Different Types of Small Business Loans - Merchant Cash Advance A merchant cash advance lets small businesses borrow against projected future credit card sales. The repayment plan is structured as a percentage of the business’s credit card transactions; therefore, the more credit card sales your business generates, the faster you pay off the advance. Small businesses with fluctuating revenue or seasonal sales patterns commonly use merchant cash advances. https://fairwayfunding.biz/home daily 1.0 2024-07-09 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/1642393475543-LY6SANZIMJO16O06882R/unsplash-image-FPQlXQtjkqU.jpg Home https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/1642393826870-B8G7QDTNH7X6YN6EPHS7/credit-written-scrabble-letters-high-view.jpg Home https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/1642393973534-7X5OGLPRKBL6ZWRRGNL9/business-man-counting-dollar-banknote-online-business-concept.jpg Home https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/08611aaf-1d02-4636-ab1c-205a5806acc3/unsplash-image--C-jTjc0g7I.jpg Home - A Streamlined Process Through our streamlined process, revolutionary technology and educated team of experts, we support business owners ability to create new opportunities. Fairway Funding is proud to empower the heartbeat of our country, our small businesses. https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/ba216fdb-ca61-4b9c-a08d-24abf6ae76b3/business-loan-agreement_1920x1080.jpg Home - meeting all your working capital needs quickly Get the funding you and your business deserve as quickly as possible. Our streamlined processes and strong relationships allow us to process hundreds of transactions/month resulting in hundreds of millions of dollars distributed to small businesses, nationwide on a monthly basis. https://fairwayfunding.biz/about-us daily 0.75 2024-07-09 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/1641633807084-SKGPHZIA9ZVI0QV2LRPO/unsplash-image-XkKCui44iM0.jpg About Us - Committed To Establishing Strong Relationships. The team at Fairway Funding is committed to establishing strong relationships with our clients, lenders, and partners. By providing the best funding solutions available to business owners while creating a positive association with business financing. https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/1641974580925-U3YMMQLEQQ007CO38ELQ/unsplash-image-Ua-agENjmI4.jpg About Us - Helping Businesses Get Back To Business. Our goal is to help get businesses back to business by providing the best small business and commercial lending options available today. Our streamlined processes and strong relationships allow us to process hundreds of transactions/month resulting in hundreds of millions of dollars distributed to small businesses, nationwide on a monthly basis. https://fairwayfunding.biz/contact daily 0.75 2024-07-09 https://fairwayfunding.biz/what-we-offer daily 0.75 2024-07-09 https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/1642358476157-PDZU8IEH2STGDEECEPSU/unsplash-image-tLG2hcpITZE.jpg What We Offer - Small Business Loan So, what is a small business loan? Simply put, a small business loan is any funding option specifically designed for a small business. Small business loans allow existing or startup companies to borrow money from various lenders. Various loan types exist to help entrepreneurs meet different goals. The way each loan works depends on the type of loan. https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/eb59eb0c-2318-42a2-b2c5-810a144f237d/application150D.png What We Offer - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/41c99d2a-3de4-442c-83b2-ae1f1805a5ff/ScoreC.png What We Offer - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/be892d3a-2198-4e10-b26f-d8f6dc78f6f5/bags150.png What We Offer - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/371916b0-d311-4688-9d95-6cc7783feb7c/fund150.png What We Offer - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/1642357809056-OJET2MC6FXKU934NN4GA/unsplash-image-f7zm5TDOi4g.jpg What We Offer - Merchant Cash Advance A Merchant Cash Advance (MCA) isn’t technically a loan, but rather a cash advance that is paid back by withdrawing a percentage of your credit sales, typically on a daily basis. Since a merchant cash advance is based on a certain percentage of the daily balance, the more credit card sales a business does the faster they are able to repay the advance. On the other hand, during times of slow business, the payback would be reflective of the incoming cash flow. https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/eb59eb0c-2318-42a2-b2c5-810a144f237d/application150D.png What We Offer - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/41c99d2a-3de4-442c-83b2-ae1f1805a5ff/ScoreC.png What We Offer - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/be892d3a-2198-4e10-b26f-d8f6dc78f6f5/bags150.png What We Offer - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/371916b0-d311-4688-9d95-6cc7783feb7c/fund150.png What We Offer - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/1642358183236-DU5Q875PXQLGLQ0MERBS/unsplash-image-HJckKnwCXxQ.jpg What We Offer - Business Line of Credit A business line of credit is a type of small business loan that gives a business flexibility when accessing funds. Rather than a fixed amount at one time, funds are accessible as needs may arise. The idea is to allow you to be able to scale your business without being hindered by hiccups along the way. Some of these scaling activities may include inventory purchases, machine repairs, taking on new opportunities, and bridging the occasional cash-flow gap. https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/eb59eb0c-2318-42a2-b2c5-810a144f237d/application150D.png What We Offer - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/41c99d2a-3de4-442c-83b2-ae1f1805a5ff/ScoreC.png What We Offer - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/be892d3a-2198-4e10-b26f-d8f6dc78f6f5/bags150.png What We Offer - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/61d69f8bd34cb23110a41e0d/371916b0-d311-4688-9d95-6cc7783feb7c/fund150.png What We Offer - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://fairwayfunding.biz/privacy-policy daily 0.75 2024-11-20 https://fairwayfunding.biz/referral-program daily 0.75 2024-07-09 https://fairwayfunding.biz/fairway-funding-referral-agreement daily 0.75 2023-02-17 https://fairwayfunding.biz/secure-application daily 0.75 2024-07-09 https://fairwayfunding.biz/terms-and-conditions daily 0.75 2024-03-18 https://fairwayfunding.biz/get-funding-options daily 0.75 2026-01-29